IN REFERENCE TO the article Dear Web User, frequent correspondent Martin the Mess writes:

What if we don’t have any bank accounts due to our frustration with the ridiculous level of low-activity fees they charge these days? While I’m perfectly willing to loan my money to a bank at zero interest for prolonged periods of time, provided I can theoretically get it back at a moment’s notice, I categorically refuse to pay them for this privilege.

Recognizing the difficulty this reader and many others in his position face, Dr. Boli has attacked the problem by opening a bank of his own, the Boli Deposit Bank, which guarantees never to charge low-activity fees for any account as long as the bank is in existence. You, the depositor, simply hand your money to Dr. Boli, and he takes it, without charging you a cent.

It should be noted that, as this is a deposit bank, the withdrawal feature is not currently offered on accounts, although it may be possible to include that service at some time in the indefinite future.