1. Diversity says:

    We shareholders quite understand that while Mr Steamfitters’ personal mortgage represented only a quarter of the assets of the bank at the time it was taken out, the rolling up of payments facility for which Mr Steamfitters volunteered to pay 1.5% extra interest now takes it to over 70%. However I am puzzled by the charming new resident at “Lonesome Pines” telling me that he bought the property two years ago. I hope the Secretary will explain it all, when he has time.

    Yours,as always,

    Miriam Phrenologists

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